Fast, Flexible HELOC — check your rate in minutes

Unlock your home equity with a line of credit that fits your life. No prepayment penalties. 100% online. Local expertise when you need it.

Why homeowners choose our HELOC

Numbers and transparency matter. Here’s what you can expect.

Competitive rates

Flexible rate options aligned with market benchmarks. No teaser traps.

High credit limits

Tap more of your equity with sensible LTV caps and clear terms.

Fast approvals

Digital verification speeds up underwriting so you can access funds sooner.

No prepayment penalties

Pay down your balance early without fees. Ever.

Draw as you need

Use what you need, when you need it — only pay interest on what you draw.


Local support

Real people who know the market and pick up the phone.

How it works

A simple, guided experience from start to funds.

1) Apply online

Tell us about your property and goals. Soft credit pull for pre‑qual.

2) Get approved

We verify income/assets digitally and finalize terms. Clear, transparent numbers.


3) Access funds

Draw when you need to via your line — remodels, debt consolidation, or reserves.


What clients say

FAQs

Is there a prepayment penalty?

No. You can pay down or pay off your balance at any time without a penalty.

Will this affect my credit score?

Checking your rate for pre‑qualification uses a soft credit pull and won’t impact your score. A hard pull may occur if you proceed with a full application

What credit score and LTV do I need?

We look at the full picture. Typical approvals consider income, equity (loan‑to‑value), and credit history. Share your info and we’ll show options without obligation.

Are there annual or maintenance fees?

No annual maintenance fees. Standard third‑party closing costs may apply and are disclosed upfront.


How fast can I access funds?

With complete documentation, many clients receive approval decisions quickly. We’ll give you a clear timeline after pre‑qual.


Get In Touch

Contact us for questions or support.

Email: loans@dupontlending.com
Phone:
+1-480-546-8001
Address:
5559 S Sossaman Rd, Bldg 1 Ste 101 Mesa, AZ 85212

© 2025 NEXA Mortgage - duPont Lending Team NMLS # 1660690 | Jeff duPont’s NMLS is 1767357
Company Website: www.NEXAMortgage.com
Company State License#  AZMB – 0944059